If inflation starts to effect the Housing Market, then these low rates will disappear faster than the "Q" rating of a "happily" married politician caught by his long suffering wife with his pants down at his mistresses bed side. With commodity prices rising and the urge to buy and hold gold increasing, even a fool would interpret these events as sure signs that inflation will occur in the near future. Prices for homes are at 2003 levels. This is an opportune time to buy a bargain and finance it at historical low interest rates.